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Here's a quick rundown of key verification strategies :
- Address Verification System (AVS): Checks the postal address on the credit against what’s on hand with the banking institution.
- Card Verification Value (CVV): Asks for the three- or four-digit digit located on the reverse of the payment for verification .
- 3D Secure: Incorporates an extra layer of authentication involving the user's financial institution to approve the transaction .
- Device Fingerprinting: Identifies the equipment used to submit the payment to spot potential fraud .
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